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The plaintiff, in her testimony, expressed, "I had been promised a safe investment with confirmed returns, but what I received was a nightmare that shattered my economic balance."

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He observed that a few days following the collapse from the plan, Ms Chan explained within a information to an upline investor: “It’s Okay, I realized the risk, I'll face it.”

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In dismissing Ms Chan’s scenario, the decide reported: “It is tragic that Sandra misplaced millions of dollars by investing in SureWin4U, but she has no recourse towards the defendants for that.”